इटली में सड़क दुर्घटना में घायल होने पर इतालवी कानून (Art. 2054 Civil Code) और IVASS इंश्योरेंस नियमों ↗ के तहत भारी वित्तीय मुआवजा प्राप्त करने का कानूनी अधिकार है। Foreigners Studio Personal Injury Team आपके केस में वकील की फीस बीमा कंपनी से वसूलती है, यानी आपके लिए यह सेवा पूरी तरह मुफ़्त होती है।
🏥 Medical-Legal Compensation Calculator
Art. 2054 & 2059 Codice Civile
Milan Court Tables (Tabelle di Milano 2026/2027)
Cervical Spine / Whiplash
1–3 Points
Micropermanenti range: €1,800 – €4,500 plus temporary total invalidity days (€54/day).
Lumbar & Thoracic Trauma
4–8 Points
Vertebral fractures / disc herniation: €8,500 – €24,000 with moral damage loading.
Complex Limb Fractures
9–25 Points
Macropermanenti severe disability: €35,000 – €180,000+ plus future earnings impairment.
Zero Upfront Legal Fees: Under Italian insurance law, our legal fees are paid directly by the at-fault insurance company on settlement. You retain 100% of your statutory personal injury compensation.
| Severity Category | Invalidity Range (Points) | Applicable Statutory Tables | Settlement Timing Window |
|---|---|---|---|
| Minor Physical Damage (Micro-permanenti) | 1% to 9% Points | National Code of Insurance Table (Art. 139 CAP) | 60 to 90 Days post-clinical healing |
| Moderate to Severe Damage (Macro-permanenti) | 10% to 100% Points | Milan Tribunal Unified Tables (Tabelle di Milano) | 6 to 12 Months with medico-legal panel |
| Fatal Accidents (Danno da Perdita del Rapporto Parentale) | Parent / Spouse / Sibling Loss | Milan Tables Specific Parental Loss Brackets | Accelerated pre-litigation negotiation |
Day 0: The Crash
Police Intervention, Photos & CAI Form
Secure medical attention immediately. Complete the blue CAI (*Modulo di Constatazione Amichevole*) signed by both drivers, or request Polizia Stradale / Polizia Locale intervention.
Day 1–30
Emergency Room Triage & Medical Rehabilitation
Obtain emergency hospital discharge report (*verbale di Pronto Soccorso*). Undergo authorized orthopedics, scans, and physical rehabilitation until complete stabilization.
Day 30–90
Medico-Legal Evaluation (Perizia Medico-Legale)
Our certified forensic physicians (*medici legali*) examine the victim, quantifying permanent invalidity points and temporary disability days under the Milan Tables.
Day 90–120
Formal Claim Transmission & Maximum Insurance Payout
Our personal injury lawyers serve formal claim demand under Art. 148 CAP, negotiating maximum financial indemnity directly with insurance adjusters at zero out-of-pocket cost.