L'indemnisation des accidents de la route en Italie est régie par l'article 2054 du Code Civil et le Code des Assurances (D.Lgs. 209/2005 ↗). La liquidation des préjudices corporels repose sur les Barèmes du Tribunal de Milan 2026. Le département sinistres de Foreigners Studio prend en charge votre dossier sans aucun frais d'avocat à votre charge.
🏥 Medical-Legal Compensation Calculator
Art. 2054 & 2059 Codice Civile
Milan Court Tables (Tabelle di Milano 2026/2027)
Cervical Spine / Whiplash
1–3 Points
Micropermanenti range: €1,800 – €4,500 plus temporary total invalidity days (€54/day).
Lumbar & Thoracic Trauma
4–8 Points
Vertebral fractures / disc herniation: €8,500 – €24,000 with moral damage loading.
Complex Limb Fractures
9–25 Points
Macropermanenti severe disability: €35,000 – €180,000+ plus future earnings impairment.
Zero Upfront Legal Fees: Under Italian insurance law, our legal fees are paid directly by the at-fault insurance company on settlement. You retain 100% of your statutory personal injury compensation.
| Severity Category | Invalidity Range (Points) | Applicable Statutory Tables | Settlement Timing Window |
|---|---|---|---|
| Minor Physical Damage (Micro-permanenti) | 1% to 9% Points | National Code of Insurance Table (Art. 139 CAP) | 60 to 90 Days post-clinical healing |
| Moderate to Severe Damage (Macro-permanenti) | 10% to 100% Points | Milan Tribunal Unified Tables (Tabelle di Milano) | 6 to 12 Months with medico-legal panel |
| Fatal Accidents (Danno da Perdita del Rapporto Parentale) | Parent / Spouse / Sibling Loss | Milan Tables Specific Parental Loss Brackets | Accelerated pre-litigation negotiation |
Day 0: The Crash
Police Intervention, Photos & CAI Form
Secure medical attention immediately. Complete the blue CAI (*Modulo di Constatazione Amichevole*) signed by both drivers, or request Polizia Stradale / Polizia Locale intervention.
Day 1–30
Emergency Room Triage & Medical Rehabilitation
Obtain emergency hospital discharge report (*verbale di Pronto Soccorso*). Undergo authorized orthopedics, scans, and physical rehabilitation until complete stabilization.
Day 30–90
Medico-Legal Evaluation (Perizia Medico-Legale)
Our certified forensic physicians (*medici legali*) examine the victim, quantifying permanent invalidity points and temporary disability days under the Milan Tables.
Day 90–120
Formal Claim Transmission & Maximum Insurance Payout
Our personal injury lawyers serve formal claim demand under Art. 148 CAP, negotiating maximum financial indemnity directly with insurance adjusters at zero out-of-pocket cost.